Debt of Life, Debt of Death
I was born owing something
no one explained.
First breath?
Put it on the tab.
First cry?
Interest accrued immediately.
Life hands you a receipt you never asked for
and calls it a gift.
Food, love, laughter, loss—
all borrowed.
All keeping score.
Every heartbeat is a loan extension.
Every sunrise says,
You still paying this back, champ.
We spend years pretending we’re rich in time,
burning hours like counterfeit bills,
until grief audits us without warning
and suddenly we’re counting moments
like loose change on the floor.
Death isn’t cruel.
Death is patient.
A quiet collector leaning in the doorway,
arms crossed,
watching you live loud
on borrowed breath.
It doesn’t rush you.
It lets you fall in love.
Lets you build things.
Lets you believe you’re winning.
That’s the kindness—and the trick.
Some pay their debt in pain.
Some in service.
Some in silence.
Some in leaving the world
a little less broken than they found it.
And some—
some run up the balance so high
that when Death finally knocks,
it doesn’t take them angry.
It takes them gentle.
Like,
You did enough.
We’re even now.
So live like the bill is real.
Love like interest is brutal.
Tell the truth before it compounds.
Because life always collects—
and death never forgets.
—LR 🩶
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